---
title: Fractional CFO Melbourne | Breeze Advisory
description: "Breeze Advisory is a fractional CFO firm based in Melbourne, helping growing Australian and NZ businesses get in the room before the decision is made: cash, margin, growth and risk. Finance belongs in the room."
---
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- [Is This For You?](https://breezeadvisory.com.au/?hsLang=en-au#why-breeze)
- [How We Help](https://breezeadvisory.com.au/services?hsLang=en-au)
- [Client Stories](https://breezeadvisory.com.au/client-stories?hsLang=en-au)
- [Team](https://breezeadvisory.com.au/team?hsLang=en-au)
- [FAQ](https://breezeadvisory.com.au/faq?hsLang=en-au)
- [Insights & Conversations](https://breezeadvisory.com.au/insights?hsLang=en-au)
[Start a Conversation](https://breezeadvisory.com.au/contact?hsLang=en-au)
- [Is This For You?](https://breezeadvisory.com.au/?hsLang=en-au#why-breeze)
- [How We Help](https://breezeadvisory.com.au/services?hsLang=en-au)
- [Client Stories](https://breezeadvisory.com.au/client-stories?hsLang=en-au)
- [Team](https://breezeadvisory.com.au/team?hsLang=en-au)
- [FAQ](https://breezeadvisory.com.au/faq?hsLang=en-au)
- [Insights & Conversations](https://breezeadvisory.com.au/insights?hsLang=en-au)
[Start a Conversation](https://breezeadvisory.com.au/contact?hsLang=en-au)
Fractional CFO for growing Australian & NZ businesses
# You’re scaling a business you can’t fully see.
Revenue is growing. The team is getting bigger. The decisions carry more weight.
But if your reporting is slow, cash is hard to predict, or margins are unclear, growth starts to feel harder than it should.
**Breeze Advisory brings senior financial thinking into the business, so you can see what is happening, understand what is coming, and make better decisions before they become expensive.**
**Better margins. Healthier cash flow. More control.**
[Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au)[See if you've outgrown your finance function](https://breezeadvisory.com.au#why-breeze)
IS THIS FOR YOU?
## Your business has grown. Has your finance function kept up?
There is a point at which bookkeeping, tax, and historical reporting are no longer enough.
The numbers might be technically right, but leadership still cannot answer the questions that matter:
- Can we afford to hire?
- Why is revenue growing but cash is not?
- Which parts of the business are actually profitable?
- Can we invest, expand or open another location?
- What happens if growth slows?
Good businesses don't usually stall because their leaders cannot make decisions.
They stall because the financial information arrives too late, does not connect clearly enough to the decisions ahead, or is not trusted enough to act on.
| ### Too big for guesswork. Founder instinct still matters. But once decisions involve larger teams, pricing, investment, acquisitions, new products, or structural change, instinct needs better financial visibility to back it. | ### Not ready for a full-time CFO. You need senior financial thinking in the business without adding another full-time executive to the payroll. Someone who has built, fixed and scaled finance functions, and knows how to turn the numbers into decisions. |
| --- | --- |
That is where Breeze Advisory fits.
The hidden cost
## Growth gets expensive when visibility falls behind.
It rarely shows up as one obvious problem.
It shows up in slower decisions. Hiring gets delayed. Pricing decisions become harder. Cash surprises appear. Margins slip quietly.
Leadership spends more time debating the numbers than deciding what to do about them.
The cost is rarely one bad decision. It is dozens of decisions being made without enough financial visibility.
How We Help
## What do you need to stop guessing about?
Different stage. Different problem. The level of support flexes around what your business actually needs.
| 01 ### Build the foundations Launching, restructuring or fixing the financial systems underneath the business. Get the numbers right from the start. [Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au) | 02 ### Get visibility Reliable bookkeeping, month-end reporting and financial structure so leadership can trust the numbers in front of them. Stop making decisions on numbers you don't trust. [Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au) | 03 ### Bring in CFO thinking Embedded financial leadership across cash flow, forecasting, pricing, hiring, profitability and growth. Know what you can afford before you commit. [Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au) | 04 ### Solve a specific problem Profitability, pricing, cash flow, efficiency, capital planning or another high-stakes financial question. Get the answer, and a plan to act on it. [Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au) |
| --- | --- | --- | --- |
[See all services →](https://breezeadvisory.com.au/services?hsLang=en-au)
| .png?width=365&height=487&name=bree-taylor%20(1).png) | Hello, I'm Bree Taylor ## I built Breeze because I watched too many good founders guess. I'm Bree Taylor, CPA and founder of Breeze Advisory. I've spent more than 15 years across senior CFO, COO and commercial finance roles in growing businesses. I don't believe CFO-level thinking should sit outside the business and arrive once a month in a report. The value is having the numbers, context and judgement in the room while the decision is being made. [More about Bree →](https://breezeadvisory.com.au/team?hsLang=en-au) |
| --- | --- |
Outcomes
## What changes when the numbers are in the room?
| ### See what's coming. Understand the financial impact early enough to act. | ### Protect margin. Know where profit is being made, lost or left on the table. | ### Make bigger decisions with confidence. Stress-test investment, hiring, acquisitions, pricing and growth before committing. |
| --- | --- | --- |
In their own words
| Growth investment with greater cash confidence "We can now make growth decisions with far more confidence." As we invested in new equipment and planned for growth, we needed better visibility over cash flow and the timing of those decisions. Breeze helped us put a much clearer structure around cash flow and investment planning. We now have greater confidence in when to invest, what the business can afford and how to keep growing without putting unnecessary pressure on cash. Founder, Phillips Head Joinery | Clear priorities in a complex business "Bree doesn't just give advice and disappear. She feels like part of the team." Working with Bree has been a real turning point for our business. She came into a business with a lot of moving parts and quickly helped us work out what needed immediate attention, what could wait and where we should focus first. Rather than giving us a long list of problems, she gave us a clear roadmap with realistic priorities and timeframes. She is practical, candid and genuinely invested in the outcome. Managing Director, Baking Corp |
| --- | --- |
[Read more client stories →](https://breezeadvisory.com.au/client-stories?hsLang=en-au)
Client results
## Better visibility should change something.
Not more reporting. Better decisions.
Client result
$1.23M→$1.60M
Gross profit increased by almost 30% in nine months.
The work went beyond reporting. It involved understanding what was driving performance, changing the operating structure and putting clearer financial discipline around decision-making.
Why the R
Too often, finance gets involved after the decision has already been made.
Breeze Advisory works differently.
We sit alongside founders and leadership teams, bringing the numbers into the conversation before they commit.
That means understanding the commercial context, testing assumptions and helping leadership see the impact on cash, margin and growth before deciding what happens next.
The R is the room.
Because finance belongs in it.
Values
## What you get when Breeze is in the room.
| ### Candid We say what the numbers are telling us, even when the answer is uncomfortable. | ### Commercial Finance exists to help the business make better decisions, not create more reports. | ### Embedded We work alongside your leadership team rather than advising from the sidelines. | ### Practical You leave with an answer, a decision or a clear next step. |
| --- | --- | --- | --- |
FAQ
## Questions growing businesses should be asking.
Do I really need a fractional CFO, or is my accountant enough?
They do different jobs.
Your accountant looks after tax, compliance and structuring. A CFO works inside the business, helping leadership make decisions around cash flow, profitability, hiring, pricing, investment and growth.
You do not replace a good accountant with a CFO. You bring both together.
When is the right time to bring in a fractional CFO?
Usually when the business has become more complex than the finance function supporting it.
That might mean revenue is growing but cash is harder to predict, reporting is too historical, margins are unclear, or leadership is making bigger decisions without enough financial visibility.
Breeze typically works with businesses between $2M and $30M in revenue, but complexity matters more than turnover.
Why is revenue growing but cash isn't?
Because revenue, profit and cash move differently.
Growth can tie up money in wages, debtors, work in progress, inventory, tax and investment before the cash arrives.
The important question is not just whether revenue is growing. It is whether the business can fund that growth.
Can we afford to hire another person?
The answer is bigger than the salary.
We look at the full cost of the hire, the impact on cash and profitability, how long it will take to become productive, and what revenue or capacity needs to follow.
How do I know if our margins are actually healthy?
Overall profit can hide a lot.
We look at margin by product, service, client, team or location to understand where profit is being made, where it is being lost and what is driving the difference.
How much does a fractional CFO cost?
It depends on the complexity of the business and the level of support needed.
Fractional CFO support gives you access to senior financial leadership without the cost or commitment of hiring a full-time CFO.
[See all FAQs →](https://breezeadvisory.com.au/faq?hsLang=en-au)
## If the business has grown faster than the finance function supporting it, it may be time to change that.
Let's work out what better financial visibility could look like for your business.
[Start a Conversation →](https://breezeadvisory.com.au/contact?hsLang=en-au)
Melbourne-based. Working with growing businesses across Australia and New Zealand.
© 2026 Breeze Advisory. Fractional CFO advisory for ambitious SMEs
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